Who can get Statement credit through American Express Business Platinum / Business Gold?

Business Platinum and Business Gold Card Members who enroll the card account; ChatGPT Business bought directly from OpenAI in the US or US territories. Available in: United States.

Will I be charged when it ends?

Yes, unless you cancel. When the free period ends, the subscription renews as a paid plan.

Do I need a card to claim it?

Yes, you must add a payment method to claim.

Cancel where you are billed: ChatGPT Business (web, workspace owner). Step-by-step instructions for each are on this page.

ChatGPT Business via American Express Business Platinum / Business Gold

At the end: Auto-bills

Statement credit while you stay eligible, then a paid plan unless you cancel.

verified Oct 12, 2026 against forum-5.americanexpress.com

Claim on forum-5.americanexpress.com

The facts

Who: Business Platinum and Business Gold Card Members who enroll the card account; ChatGPT Business bought directly from OpenAI in the US or US territories
Where: United States
Through: American Express Business Platinum / Business Gold · bank or card
Plan: Statement credit
How long: As long as you stay eligible.
Worth: $300
Card: Yes, you must add a payment method to claim
Price after: Unknown
Note: Up to $300 a year in credits

How to claim

where Benefits Dashboard → ChatGPT Business Credit tile → accept Terms & Conditions → pay ChatGPT Business directly to OpenAI with the enrolled card

Sign in to your Amex Business Platinum or Business Gold account and open the Benefits Dashboard.
Find the "ChatGPT Business Credit" tile.
Review and accept the Terms & Conditions to enroll; you'll get an enrollment confirmation.
After enrolling, buy or renew ChatGPT Business directly from OpenAI (US) with the enrolled card.
Credits of up to $300 per calendar year post within about 8 weeks of each eligible charge.

steps from forum-5.americanexpress.com

At the end

Auto-bills

When the free period ends, it renews as a paid plan unless you cancel first. The price after is not published.

Cancel guide: when you'll be charged, and the steps for each platform

How to cancel

ChatGPT Business (web, workspace owner)

Sign in at chatgpt.com and switch to the Business workspace. Members can't see billing.
Go to Workspace settings, then Billing, then Manage plan.
Click Cancel and confirm.

The Amex credit itself needs no cancelling. The ChatGPT Business subscription keeps renewing on the card until it is cancelled with OpenAI.

Amex: "For more information about OpenAI's cancellation requirements and deadlines, please visit the OpenAI Help Center." (Amex article above). Press: "subscription fees are non-refundable, with no proration for a partial cycle" (https://suprmind.ai/hub/chatgpt/how-to-cancel/).

reminders by email or calendar file are coming soon

Questions

Who can get Statement credit through American Express Business Platinum / Business Gold?: Business Platinum and Business Gold Card Members who enroll the card account; ChatGPT Business bought directly from OpenAI in the US or US territories. Available in: United States.
How long does it last?: As long as you stay eligible.
Will I be charged when it ends?: Yes, unless you cancel. When the free period ends, the subscription renews as a paid plan.
Do I need a card to claim it?: Yes, you must add a payment method to claim.
How do I claim it?: Benefits Dashboard → ChatGPT Business Credit tile → accept Terms & Conditions → pay ChatGPT Business directly to OpenAI with the enrolled card. Step-by-step instructions are on this page.
How do I cancel?: Cancel where you are billed: ChatGPT Business (web, workspace owner). Step-by-step instructions for each are on this page.

Sources

confirmed from an official source on Oct 12, 2026 · record updated Nov 2, 2026